Online loans no credit check instant approval canada

Bad credit loans guaranteed approval in Canada


Completing your application will only take about 5 minutes, so let’s get started.


Submit the form to one of our private lenders and receive an answer within 24 hours.


Sign the loan agreement and receive your money the same day.

To Apply For Our Bad Credit Loans You Must Be:

approval-guaranteed Étienne Gadbois

18 years or older

Be a citizen or permanent resident of Canada

Having a bank account

Bad credit loan approval

Financial Solution For Every Canadian

  • Welfare
  • CPP
  • Private pension
  • Student loan
  • Self-employed
  • Child tax
  • Disability (odsp, aish...)
  • Other insurance income

Personal Loans For The Unemployed

  • Debt consolidation (credit cards, bills and taxes)
  • Pay advance or payroll advance
  • Private mortgage or mortgage refinancing (up to 40 years)
  • Car-loans without any check 2nd chance to credit
  • Home improvement loan
  • RRSP Loan

Choose the amount you need

Customer satisfaction
Number of loans issued

We are THE solution for a personal loan without credit check anywhere in Canada

satisfaction-guaranteeAre you looking for a same day personal loan with guaranteed approval ? You have a bad credit and no private borrower wants to lend you money? Do not worry anymore because we approve 99.9% of the money loan requests, you can obtain money within an hour. If you respond instantly to our notice of approval by returning the duly signed contract, you can receive your money during the same day!

At, everyone is accepted! We accept people with a bad credit, people without a job, on social assistance, retreated people and even people who are on sick leave. So, however your financial situation, our lenders can help you clean up your finances. In addition, our services are free of charge and no guarantee is required.

Our company offers you the opportunity to count on the skills and experience of a team of committed lenders and to help you quickly obtain a personal loan. They allow you to find the best solution, which is more advantageous for your situation.

We offer a fast and serious service. Borrow between $500 to $5000 instantly! Our online loans are without income verification. Certified team of credit brokers. Our group of private lenders relies on the expertise of employees specialized in bad credit for more than 20 years.

Choose the right personal loan for you

When you have determined the right amount of money you want to borrow, the only thing you have to do is to complete the online loans Canada application. You will eventually find all necessary information on the procedure to be followed.

Our loan service without proof is secure, fast and no fees are required! You have to ask yourself why we accept credit without proof of income. The answer is simple: we are a group of private lenders who reply on loyalty, respect and the volume of credits granted.

Get money now with one of our private lenders in Canada

Bad credit loans with guaranteed approval in canadaEven if you have bad credit, rest assured that all applications are considered under the same conditions.

The best solution, if you are looking for a quick loan, is to do business with our company, who will do everything possible to assist you in managing your expenses, without going through long bank procedures.

Just fill out the online form on our site and then get, in less than 24 hours, the money you need!

If you have a poor credit score, you probably think it is impossible to be accepted, BUT DON’T WORRY! Whether it be for urgent automobile repairs, renovations to your home, medical bills or even to buy a house, we are there to help you.

It happens to everyone to need extra money, borrowing on your credit card is not the right solution, because of the very high interest rates that are required.

Whatever your need, either to make a big purchase, make changes to your home, if you have monetary problems, short or long term, all this just be easily solved thanks to the help of a personal loan fast offered through our site.

If you need legal information for your projects, you can visit Etienne Gadbois.

We will give you an instant chance to solve your urgent financial difficulties. Same day loans, no credit check and no employment verification.

Of course, in an ideal world it would be better to keep total control over your finances and always be prepared to face unexpected expenses.

But being able to count on a good supply of money and avoiding the use of a personal loan online is not always within everyone’s reach.

And, unfortunately, it is impossible to predict unexpected expenses.

We are not a company that follows the usual credit score guidelines, which means that we take care of each of our clients, we approve loans and apply for financing for people with bad credit.

We know how hard it is to keep your credit history impeccable, especially if you are going through a difficult period. Therefore, do not hesitate to make your loan application, even if you have a bad record!

We have financing solutions adapted to your financial profile to avoid you being in over-indebtedness.

Advantage of our financing service

Our firm ranks among the top trusted representatives in the online lending industry offering unsecured loans for bad credit. We cooperate with an extensive network of direct lenders that provide different options to meet the needs of all loan applications made from our site. Through our network, you make sure you enjoy many benefits, such as:

    • Easy and secure application
    • Fast approval process
    • Low interest rate
    • Electronic money transfer
    • Same day funding with Canadian Direct Lenders
    • Same day loans over 12 months to 120 months
    • Short term loan lenders for bad credit
    • Long term online-loans Canada for unemployed people
    • Personal loans for low income earners

All our renewals are done by e-mail, and we offer you a unique online credit application with immediate response. Many private lenders offer credit for a period of 3 months to 12 months, it is a very short period of repayment. They always carry out a verification of your income as well as a credit investigation to ensure that you will repay your debts. That is why we are different in the field and it is for this reason that we are quick to give you an immediate response to your online credit application.

Personal loan without credit check

We use a qualification process different from that of the financial institutions concerning the approval of online credit applications. We ask for little personal information, especially for micro-credit applications from $500 to $5000. Installment loans of $10 000 and $20 000 may require the involvement of a notary (fees we pay).

Easy and flexible online loan solution

The loan we offer you is really flexible and will adapt to your financial and personal situation, even if you are unemployed, especially in terms of its duration. It will take into account your income and your expenses to allow you to see the completion of your project without affecting your budget.

To complete your request for credit without proof, just fill out the form. We will study your request and we will quickly give you an answer (in less than 24 hours).

Fast cash advance with instant approval

Getting credit today can be very complicated, as institutions have become cautious and much more attentive to the files that are submitted to them. Bad credit people are the first ones concerned by measures that prevent them from obtaining a loan, but this also affects a large part of the population through a fall in income resulting from unemployment, sickness or retirement. Similarly, people who work but whose salaries are considered too low are almost systematically refused for their loan requests. It is thus that couples find it impossible to renovate a house that becomes unhealthy, or to buy a vehicle that would enable them to find a job. A possibility exists however: it is an online loan with immediate answer without credit check with our company.

Most people are aware of the severity and extend of their financial problems often too late, and it may take several months before they agree to discuss it. This is the most difficult period, as insolvency is often a cause of anxiety, stress, familial tensions, and can even lead to separation, loss of performance or illness. We can help people who are in such a situation to take back control of their lives.

Terms of repayment and the best interest rate on the market

$5000 over 10 years: monthly payments of $58.33, for a total cost of $6960
$2000 over 48 months : monthly payments of $62, for a total cost of $2976

What can we finance?

  • The purchase of a vehicle necessary either to continue to go to work or to find a job because you are too far from any employment zone to get there on foot.
  • The renovation of your home in order to bring you a better comfort, thanks to new windows or to an efficient, ecological and especially more economical heating system. The renovation also gives value to your property, which will be better when you want to sell it.
  • Finance the studies of your children because, we know, it can be very expensive. Between housing, transport and registration costs, it is not always possible to avoid credit for the future of your children.
  • Pay late bills, which cannot be cleared with a monthly budget, which will avoid dealing with stressful phone calls or letters.
  • Restructure loans that have been accumulated and whose monthly payments have become too heavy to manage monthly. It is possible to collect all these loans in one, with a longer duration, which allows to reduce considerably the final monthly payment, thus the load on the monthly budget. It is a great way to restore your finances.
  • Coping with an accident of life, for example the death of a loved one whose expenses of funeral are at your charge, but which you cannot assume, or the accommodation following an accident which caused a handicap.
  • If you need a fast credit online, no matter the reason, we can finance your project easily. A flexible contract, adapted to the situation of each one, allows you to finalize your projects, because our goal is to bring to all the appreciable help they need.

Borrowing responsibly


Are you vigilant and responsible? We offer you a quick turnaround solution during difficult times. Even if we have a better interest rate than the local banks, stay accountable!

These loans should be contracted only when you have no other financial assistance.

A private loan without any check may be the right financial solution for you. However, making several online credit applications at the same time could be harmful to you and cause big problems for your finances due to an impossible debt to bear.

We are a private lenders company that provides you with installment loans solutions, with guaranteed approval and no credit check or salary verification.

Do you need help? As private lenders, we have the funds to solve your money problems as quickly as possible.

The duration of a loan is at least 3 months and up to 120 months.


michael davis
sarah miller
stephen mills
margaret reed

About Us

We are a team of experienced credit brokers. Our group of private lenders in Canada has relied on the expertise of employees specializing in debt reduction for more than 20 years.

Easy bank transfert

Get approved with a simple 5 minutes application process and easy approval in 24 hours.
Easy bank transfert

Find Us

Contact Us

Please enter your name.
Please enter a subject.
Please enter a message.


  1. Steve Moore on April 15, 2023 at 7:41 am

    Are you doing unsecured loans in alaska ? I urgently need a 10k loan in order to consolidate my debt and normalize my financial situation.
    Please respond promptly.

    • Private Lender Ontario on April 15, 2023 at 10:54 am

      We have a quick loan solution to consolidate your debts into one single monthly payment.

      For $10 000 it is possible to amortize the payments over 120 months (10 years):
      120 payments of $116 for a total of $13,920. There are no fees or down payments.
      Please fill out a personal loan application on the website in order for us to analyze your application for debt consolidation.
      Thank you.

      • Steve Moore on April 15, 2023 at 12:43 pm

        I have just filled out the form, does it take long to get a response?

        • Private Lender Ontario on April 15, 2023 at 1:59 pm

          Thank you, we have received your form, your debt consolidation loan has been approved. I have just emailed you a personal loan contract, please sign it and sent it back before 5:00 PM so that we can proceed and transfer the funds to your bank account tomorrow.
          Thank you.

  2. Page Newton on April 16, 2023 at 6:33 am

    I have bad credit because I’ve often paid my bills late, but I’ve always paid off my debts. Because of that, banks don’t want to finance me. If I write to you today, it’s because I need a $4500 loan, which I’d like to repay over 5 years. If you accept me, how much would it cost me per month?

    • Private Lender Ontario on April 16, 2023 at 8:12 am

      Hello Page, Your monthly payments, as of today, for a $4500 loan repayable over 60 months would be $99. I invite you to fill out the form since your bad credit is not an obstacle for us.

  3. Derek Druker on April 19, 2023 at 8:25 am

    If I sign a contract with you for a $2500 personal loan for bad credit guaranteed approval anywhere in Canada, is it possible to modify it afterwards? Thank you.

    • Private Lender Montreal on April 19, 2023 at 11:42 am

      Hello Mr. Druker. Technically, we cannot modify the contract. However, we can write up a new one.

  4. Étienne Gadbois on April 19, 2023 at 8:59 pm

    I’m in a long-term disability and I don’t know when I’ll be able to go back to work. My wife works and has a good salary, but as my income has decreased, it’s difficult to make ends meet. Now, we owe money on our credit cards, as well as Hydro-Quebec and Bell. We have completed the form for a joint loan of $8000 to settle all our debts and we sincerely hope that you can help us.

    • Private Lender Calgary on April 20, 2023 at 9:36 am

      Hello Étienne, Your joint loan has been accepted and our team is now working on the drafting of your contract. As soon as it is ready, we will send it to you by email. Have a nice day!

  5. Rick Cusack on April 20, 2023 at 7:11 am

    Need to consolidate my debt ($2000), so I need a quick personal loan, but, I really have with bad credit, very poor , my score is like 600. I send the application form in early this morning, and I need the money this evening. Could you be quick, please? Thanks in advance.

    • Private Lender Winnipeg on April 20, 2023 at 9:17 am

      Hello Mr. Cusack. We have studied your application as quickly as possible and are willing to award you your $2000 loan. We ask you to sign and to send back the contract before 11am so that we can transfer the funds into your account this afternoon. Have a nice day.

  6. Marika Sanschagrin on April 20, 2023 at 10:36 pm

    I need $5000 today, I have sent in the application for a 5k loan, but I would like to know what would happen if I miss a payment. Thank you.

    • Private Lender Ontario on April 21, 2023 at 9:28 am

      Hello Marika. I would first like to give you the good news: your application has been accepted, and I have just sent the contract to you for you to sign. As far as consequences for missing a payment go, there are fees. However, if you inform us at least 48 hours beforehand, you can avoid these fees. Everything is clearly stated in the contract.

  7. Vanessa Morris on April 21, 2023 at 8:28 am

    I would like a $1000 payday loan for bad credit and with guaranteed approval. I would reimburse this loan in three payments. I have submitted the forms this morning and would like to know if I have been approved. Thank you

    • Private Lender Saskatoon on April 21, 2023 at 10:32 am

      Hello Vanessa. I am pleased to inform you that your request for a payday loan has been approved. All you need to do is sign the contract that I send you and send it back. Thank you!

  8. Pat Walker on April 22, 2023 at 6:16 am

    I’m from Alaska and I am going through a difficult period and I need a $1500 loan to be able to complete some obligations. I lost my job but cannot receive unemployment because I hadn’t been working for enough hours. My only solution is to ask for social assistance. I know that I will overcome this because I am a hard worker. I hope that you can help me.

    • Private Lender Nova Scotia on April 22, 2023 at 8:42 am

      Hello Mr. Walker. Don’t worry, we also help people who receive social assistance. Please fill out the application so that we can look at your file. Hear from you soon.

  9. Nassim Omar on April 22, 2023 at 6:19 am

    I need car financing urgently because the one I have is not worth repairing and I need one for my job. I have some savings, but I do not want to touch it. I am asking for a loan of $ 10,000, to be repaid over 5 years. What documents do you need? Thank you

    • Private Lender Alberta on April 22, 2023 at 9:48 am

      Hello. The documents we require from our borrowers are photo ID. On the form, you will see that everything is clearly indicated. We are waiting for your request!

  10. Danika Lessare on April 22, 2023 at 3:56 pm

    I am really in trouble because I don’t have money to pay my two months of overdue rent. I really want to pay it because if I don’t my landlord will through me out, and I don’t have anywhere to go. I need $1400. Thank you.

    • Private Lender Vancouver on April 22, 2023 at 5:12 pm

      Hello Danika. The application that you will send us will help us study your file. We will get back to you very quickly after having received it.

  11. Helena Babbucci on April 24, 2023 at 9:13 am

    I’m getting married in 6 months, and I had not expected that it would cost so much. We have saved a good amount, but we will miss about $15 000. I know we will receive a lot of money as a gift on our wedding day, and we will probably be able to repay you the entire loan at this time. Is it possible to do this in this way?

    • Private Lender Edmonton on April 24, 2023 at 10:07 am

      Hello Helena. You can repay part or all of a loan at any time, without penalty. Therefore, until you have received the money you expect, you make your monthly payments, and when it suits you, you will be able to repay everything else. I invite you to fill out the online form without delay.

  12. Mary Davis on April 25, 2023 at 11:05 am

    Hello. If possible, we need $ 2000 quickly. My husband and I are making a very good income, but we are experiencing an unexpected event. We made a consumer proposal during my husband’s studies, which now prevents us from borrowing. We have completed the form and look forward to a positive response from you.

    • Private Lender Alberta on April 25, 2023 at 12:47 pm

      Hello Mrs. Davis. We have prioritized your application and can announce that your $1000 loan has been approved. We have just sent the contract to you for you to sign. As soon as we receive it, we will transfer the money into your account

  13. Daniel Scott on May 2, 2023 at 8:18 am

    I want to offer my wife a trip to the south for our 10th wedding anniversary, and I would like to borrow $3500. I have a good job and can reimburse the loan over the course of 12 months. Is that possible? Thank you in advance.

    • Private Lender Ottawa on May 2, 2023 at 10:23 am

      Hello Mr. Scott. Of course, that is possible. Your monthly payments will be of $320, if, of course, we accept your request. Upon receiving your application, we will be able to give you an answer. With pleasure.

  14. Jesse Lane on May 4, 2023 at 10:23 am

    I would like to take out a second mortgage on my house to start a new company. I need $40 000 as quickly as possible. I have good income, but I have some debts here and there. Could you help me?

    • Private Lender Halifax on May 4, 2023 at 11:57 am

      Hello Mr. Lane. We first have to know more details about your financial situation before answering you. Please fill out the form, and send it to us as soon as possible. We will be in touch with a decision very shortly.

  15. Marc Taylor on May 6, 2023 at 7:33 am

    Hello, I really need help and I do not know what to do. I need a $ 2,750 emergency loan without investigations, to avoid more delays and costs, which is stressing me a lot. can you email me? I hope that you will be able to help me, I made several requests and it never succeeded. 🙁
    thank you. I have a very bad credit but I need a $2750 and would like to know if I could reimburse it over the course of a year. Thank you

    • Private Lender Toronto on May 6, 2023 at 10:52 am

      Yes, Mr. Taylor, it is possible to reimburse your $2750 loan over the course of 3 to 60 months. Everything is clearly stated in the contract. Thank you.

  16. Robin on May 7, 2023 at 11:08 am

    Hello. I filled out the form and wondered if you had received it. It’s for a loan of $ 20,000 and my name is Robin Williams. Thank you.

    • Private Lender Ontario on May 7, 2023 at 1:32 pm

      Here is our decision,Robin. We can help you by lending you $ 14,000. If it is convenient for you, simply sign and return the contract we are currently preparing for you and you should receive within one hour. Based on the numbers you provided us, we sincerely believe this is the best deal we can offer you.

  17. Leah Jones on May 9, 2023 at 9:06 am

    I filled out the application for a $2500 loan this morning and would like to know if I have been accepted. Thank you.

    • Private Lender Barrie on May 9, 2023 at 11:22 am

      Hello Mrs. Jones. I am pleased to inform you that your application has been accepted, but after studying your file, we can award you a $1000 loan. You will receive the contract this morning. You have to send it back as soon as possible so that we can deposit the money. Hear from you soon.

Leave a Comment

Privacy policy